What Credit Card Can I Get With A 480 Credit Score?

What credit card can I get with a 450 credit score?

Credit Cards: 400-450 Credit ScoreFingerhut Credit Account.

4.8 /5.0 Stars.

APPLY NOW » • …

NetSpend® Visa® Prepaid Card.

4.3 /5.0 Stars.

APPLY NOW » Get paychecks or government benefits checks up to 2 days faster with Direct Deposit.

First Progress Platinum Prestige Mastercard® Secured Credit Card.

3.0 /5.0 Stars.

APPLY NOW ».

What is the easiest credit card to get approved?

What Is the Easiest Unsecured Credit Card to Get Approved For?Credit One Bank Platinum Visa: The Credit One Bank Platinum Visa offers cash back with no security deposit required. … Total Visa: The Total Visa is an unsecured credit card designed for people who don’t have perfect credit.More items…•

What can landlords see on credit check?

Here’s what landlords usually see in standard credit checks:Loans (current and past)Bankruptcies, foreclosures, and short sales.Minimum payment amounts for debt accounts.Late payment histories.Credit histories.Credit scores.

What is the easiest unsecured credit card to get approved for?

Here are the easiest unsecured credit cards to get: Overall: Fingerhut Credit Account. Rewards: Credit One Bank® Visa® Credit Card. Small Business: Capital One® Spark® Classic for Business. Limited Credit: Petal® 2 Visa® Credit Card.

Is Big Lots credit card hard to get?

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

Can you get a credit card with a score of 480?

A 480 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850). … As a result, a 480 credit score will make it difficult to qualify for a loan or unsecured credit card.

What credit cards can you get with a 400 credit score?

Here are the best credit cards for a 400 credit score:OpenSky® Secured Visa® Credit Card: $35 annual fee. … Discover it® Secured: $0 annual fee. … Secured Mastercard® from Capital One: $0 annual fee. … Citi® Secured Mastercard®: $0 annual fee. … Harley-Davidson® Secured Credit Card: $0 annual fee.More items…•

What is a the average credit score?

688The average credit score in the US is 688, according to credit reporting company Experian, calculated by the VantageScore model. Credit scores, which are like a grade for your borrowing history, fall in a range of 300 to 850.

How can I raise my credit score 200 points?

How to Raise Your Credit Score 200 PointsCheck Your Credit Report. … Pay Bills on Time. … Pay Down Debt and Maintain Low Balances. … Explore Secured Credit Cards Instead of High-Interest Cards. … Limit Credit Inquiries. … Negotiate with Lenders.

What is the easiest loan to get?

Among the easiest loans to get is a secured loan. That’s where you put up something of value in exchange for cash. Other loans that can be easy to get with bad credit include: Personal installment loans.

How can I fix my 400 credit score?

If you want a score above 400, you’re going to have to make sure you have as little negative accounts as possible (usually meaning 1 or less), a good credit mix, an aged revolving account (such as a 2+ year old credit card), and a low revolving balance (below 30% utilization).

How can I convince my landlord to let me rent with bad credit?

Here are some tips to having your lease approved when you’re renting with bad credit.Rent from individuals, not companies. … Get references from previous landlords. … Try for a shorter lease. … Use a co-signer. … Offer concessions.

Is a credit score of 480 good?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 480 FICO® Score is significantly below the average credit score.

Does a credit check for an apartment hurt your credit?

Applying for an an apartment won’t hurt your credit if there’s no credit check in the process. The application also won’t hurt your credit score if the landlord uses a service that does a soft credit check. 3 You can ask the landlord for their process to find out whether there’s a credit review involved.

How can I quickly raise my credit score?

Steps to Improve Your Credit ScoresPay Your Bills on Time. … Get Credit for Making Utility and Cell Phone Payments on Time. … Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit. … Apply for and Open New Credit Accounts Only as Needed. … Don’t Close Unused Credit Cards.More items…•

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

What credit cards can I get with a 520 credit score?

Credit Cards for a 520 Credit ScoreSponsored OpenSky® Secured Visa® Credit CardSponsored Indigo® Mastercard® for Less than Perfect CreditEditors’ Rating4.0 / 53.0 / 5Details, Rates & FeesLearn MoreLearn MoreWinnersOpenSky® Secured Visa® Credit CardCredit One Bank® Platinum Visa® with Cash Back Rewards6 more rows

How do I pass a rental application check?

Get organized before you go on the apartment hunt. … Write an introduction cover letter. … Secure a financial Guarantor if you have poor credit. … Offer more rent per month — especially if you have a pet. … Have a good attitude.

What is the hardest credit card to get?

Hardest Credit Cards To Get of 2020:Hardest Overall: Centurion® Card from American Express.Luxury Travel: J.P. Morgan Reserve Credit Card.Rewards: U.S. Bank Altitude Reserve Visa Infinite® Card.Business: Wells Fargo Business Elite Signature Card®Travel: Bank of America® Premium Rewards® credit card.More items…

Which credit cards give you instant approval?

Best Credit Cards with Instant Card Numbers of 2020Blue Cash Preferred® Card from American Express. … Blue Cash Everyday® Card from American Express. … Costco Anywhere Visa® Card by Citi * … Capital One® Walmart Rewards® Card * … American Express® Green Card * … Delta SkyMiles® Gold American Express Card.More items…•

Can you get a credit card with a 550 credit score?

The one thing anyone with a 550 credit score should do is open a secured credit card. … For that, you’ll need an unsecured credit card for bad credit. Such cards aren’t ideal, as they charge high rates and fees while allowing you to borrow very little. But they might be your only option.