What Are The Charges For HDFC Credit Card?

Is HDFC credit card free?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank..

Is there any charge for using credit card?

Common Credit card charges The charges are billed in the next credit card statement to the cardholder. With cash advances, some credit cards also carry a finance charge of 2-3 per cent per month from the date of withdrawal, until the full payment is made.

What is the charge for cash withdrawal on a HDFC credit card?

Cash advance fee This is the fee charged every time you withdraw cash using your Credit Card. Typically, it ranges from 2.5% to 3% of the transaction amount, subject to a minimum amount of Rs 250 to Rs 500, and is reflected in the billing statement.

What is HDFC credit card renewal fee?

Rs. 500Annual Fee/Renewal fee for the Card is Rs. 500 plus applicable GST. Renewal fee from 2nd year can be waived off on spends of Rs. 60,000 and higher in a previous year.

Which HDFC credit card is best?

Top 10 HDFC Credit Cards in India for 2021Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows

How can I avoid credit card processing fees?

Here are five ways to lower your credit card processing fees.Negotiate with credit card processors. … Reduce the risk of credit card fraud. … Use an address verification service (AVS). … Properly set up your account and terminal. … Consult with a credit card processing expert.

Can I charge extra for credit card payments?

All merchants are allowed to charge their customers a convenience fee for using a credit card if the customer is using a non-customary payment channel. … The practice of always charging customers a fee for credit card payments, no matter how the transaction takes place, is called a surcharge.

Which credit card has no annual fee?

Best Credit Cards with No Annual Fee Compared:Credit CardBest ForAnnual FeeCiti® Double Cash Card – 18 month BT offerCash Rewards$0U.S. Bank Visa® Platinum CardLow Interest Rates$0Bank of America® Travel Rewards credit cardTravel Rewards Points$0Petal® 2 Visa® Credit CardLimited / Fair Credit$05 more rows

Is there any charges for HDFC credit card?

Currently HDFC Bank charges 1.10% as balance transfer fee. As a Credit Card holder, if you do not make the minimum payment on your Credit Card which is 5% of statement balance by stipulated date or time on your bill, you will be subjected to a late payment fee.