Quick Answer: What Is A CIF Account?

What is CIF key?

Key Takeaways A customer information file (CIF) is a computerized file used by companies that store a customer’s personal and account information.

In banking, a CIF contains data such as credit relationships, account ownership information, the number, and types of accounts owned..

How can I get SBI CIF number without passbook?

Step 1: After you log in, you need to open Services. Step 2: You then need to click on ‘Online Nomination’. Step 3: You need to select the ‘Transaction Account’ and your ‘account number’ on the screen that appears. Step 4: You can then see your CIF number being displayed there along with other details.

Can I have 2 accounts in SBI?

Yes, you can have multiple SBI accounts in different or same branches and can even link both the accounts with that username. There is nothing illegal for a person to have two Bank accounts with SBI with same identity proof. Not only that, he can link his both accounts also.

Does CIF number change?

CIF stands for customer information file and contains details of all accounts of the accountholder. The account number and the CIF remains the same, however the IFSC code (as it is branch specific) will change. … Existing ECS and standing instructions will have to be revised if there is a change in IFSC code.

Can I open two SBI accounts at different locations using same CIF number?

No you cannot. A user has a unique identity number and that CIF is attached to your bank account. Only one account can be attached with the CIF so you cannot open more than one account. However CIFs are unique to a particular bank so you can always open an account with other bank.

What is CIF in bank account?

Customer Information File (CIF) contains the valuable banking information of an account holder in a digital format. Every file is assigned a unique number which pertains to every bank customer. In the State Bank of India, CIF is an 11-digit number which gives the bank detailed information about a customer.

How can I know my CIF no?

You can call SBI customer care team at the toll-free numbers – 1800112211, 18004253800 or, 080-26599990 – any time to know the CIF number. You will need to share your account information to verify your identity.

Is customer ID same as CIF?

Customer ID is the CIF ID printed on the first page of your Passbook.

Can CIF be transferred online?

Transfer of Accounts option in Internet Banking Facility using OTP Mode. … In other cases, i.e. where the customer has only one account or where he/she selects to transfer all his accounts, the CIF must be mandatorily transferred to the new Branch.

Can I have two CIF number in SBI?

You can’t link two accounts under different CIF through internet banking. … RBI mandates Unique Customer Identification Code (UCIC) for banks’ customers in India. Every unique customer should have a unique customer number. So tell the bank you have two CIFs.

Can I get CIF number through SMS?

Through SBI Account Statement There the CIF number will be provided in the e-statement for sure. All you have to do is send a proper SMS from the mobile number which is registered with the account and then you will receive the e-statement for sure.

How can I transfer my CIF number?

All the accounts linked to the CIF number will be automatically linked….Using Quick Transfer without QR CodeLog into State Bank Anywhere Application using internet banking credentials.Select “Quick Transfer” >> “Send Money” in the “Banking” Menu page.Enter the Beneficiary details manually and click “Submit”.More items…