Question: Which Amazon Prime Credit Card Is Best?

What credit card company does Amazon use?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank.

If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day..

Is Amazon credit card any good?

The Amazon Credit Card is well worth having for both Amazon Prime members and non-members. Prime members receive 5% back on Amazon and Whole Foods purchases (in Amazon points), and non-members get 3% back. Non-Prime members still get a $50 Amazon credit after opening an account, too (it’s $70 for Prime members).

Does applying for Amazon card hurt credit?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

What happens to my Amazon credit card if I cancel Prime?

Cardholders who cancel their Amazon Prime membership can keep the Amazon Prime Rewards Visa Signature Card, but they earn 3% back, instead of 5%, on Amazon.com and Whole Foods purchases.

What credit score is needed for an Amazon Prime visa?

(640+)You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay.

What is the credit limit for Amazon credit card?

The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400. Some forum users have reported initial credit limits as low as $150.

Is the Amazon Prime Visa card worth it?

The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. Its main appeal is its offer of 5 percent back on Amazon and Whole Foods purchases, but it tacks on a whole lot more. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.

Should I apply for the Amazon credit card?

If you’re already a Prime member and a heavy Amazon user, this card could be a good addition to your wallet. “The benefits of the Amazon card are good, but not good enough to pay $99 per year for Amazon Prime if you are not a big shopper,” advises financial planner Kathy Hauer. Do the math before applying.

Should I apply Amazon store card?

The Amazon.com Store Card could be a good option if you’ll be spending a lot of money on Amazon, and want to pay off those purchases over time. If not, there will be better cards for you. 5% cash back is a good reward rate for Amazon, especially because you won’t find many cards with Amazon as a bonus category.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.