How Do I Redeem My SmartBuy Points?

Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards.

The amount will be added to your credit card account, which can be used to pay the outstanding principal.

You must also remember that for each redemption, the bank charges a fee of Rs.


Can reward points be converted to cash?

Few credit card providers allow their cardholders to convert their reward points into cash. Depending on the type of card you hold, you can use your reward points to pay your annual fee. Cardholders can use their reward points to make flight or hotel bookings.

Which is better regalia or regalia first?

Bottomline. From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia. This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First.

How do I redeem Diners Club points?

A: There are several ways cardmembers can redeem points:Call the Club Rewards Customer Contact at 1-800-234-4034.Fax a Club Rewards Redemption Form to 1-800-260-4034.Redeem points online through the Club Rewards online catalog.

How much is 1 HDFC reward point worth?

HDFC Bank Credit Card Reward Point Value in Rupees You can even earn reward points through it. So, the value of one reward point in HDFC credit card is 30 paisa and if you are redeeming it at HDFC All Miles then its value increases to 50 paise.

How do I redeem my regalia points for a flight?

Pay partially using Reward Points and balance through Credit Card/ Debit Card/ Net banking/ Payzapp wallet.To redeem your points, you need to input the following details, … Enter the OTP sent to the mobile number registered with HDFC Bank. … Enter the value/ amount for which you intend to redeem your points.More items…•

How HDFC reward points are calculated?

Every time you swipe your card, reward points will be credited to your rewards account. … On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points. Spending a set amount of money in a year on your credit card will also attract reward points.

Is HDFC regalia card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

What is 10x reward points HDFC?

Types of 10X Rewards They are multiple ways to earn 10X rewards. Initially they started this program for Diners Cards and then extended to other cards with the launch of HDFC smartbuy (a dedicated rewards portal from HDFC) which expands the 10X coverage to many cards.

How do you redeem regalia first reward points?

How to Redeem Reward Points for Flight and Hotel Bookings?Visit for a flight or hotel on a select date.Fill the other details and Select Regalia First Card.Make your booking with your reward points and pay the remaining, if any, with your card.

How do I use SmartBuy?

Purchase on SmartBuy is easy & simple. Choose the product/ service of your choice; enter the mandatory details at the checkout, review the order/ product summary and pay using your HDFC Bank Credit card or Debit Card or Net Banking or PayZapp or other HDFC Bank payment instruments.

What can I do with HDFC reward points?

How to redeem Reward Points?Log into to your NetBanking Portal/Account on HDFC Bank website.Once logged-in, click the ‘Cards’Then click on the ‘Enquire’ tab in the Debit Card section.Once you are taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.More items…

Is Regalia first card free?

Is HDFC Regalia First credit card lifetime free? No, the HDFC Regalia First credit card attracts a joining fee of Rs. 1000 + GST. The annual fee on the credit card is Rs.

Does HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

How are reward points calculated?

The simplest way to calculate the value of your credit card points is to divide the dollar value of the reward by the number of points required to redeem it. For example, if it takes 50,000 points to get a $650 airplane ticket, your points are worth about 1.3 cents each.